Terms & Disclaimer

Last updated: 16 April 2026

Acceptance

By using Clearhold (clearhold.nz), you agree to these terms. If you do not agree, do not use the site.

What Clearhold is

Clearhold is a tax preparation tool, not a tax advisory service. It provides calculators and educational content to help New Zealand landlords understand rental property tax concepts and organise their information.

Important disclaimer

Clearhold does not provide tax advice, financial advice, or legal advice.

  • All calculations are estimates only, based on the information you provide and current NZ tax legislation as we understand it.
  • Tax outcomes depend on your full personal circumstances, which these tools cannot fully account for.
  • NZ tax rules change frequently. While we aim to keep our calculators current, we cannot guarantee they reflect the latest legislative changes at all times.
  • You are solely responsible for the accuracy of your tax returns.
  • Always consult a qualified tax professional or accountant before making decisions based on information from this site.

Calculator inputs

All data you enter into our calculators is processed entirely in your web browser. No calculator inputs are sent to or stored on our servers. We have no access to your financial information.

Accuracy

We make reasonable efforts to ensure our calculators are accurate and up to date. However, we provide them "as is" without warranty of any kind. We are not liable for any errors, omissions, or actions taken based on the results.

Intellectual property

All content on Clearhold, including text, design, and code, is owned by Clearhold unless otherwise stated. Tax legislation and IRD guidance referenced on this site remain the property of the New Zealand Government.

External links

This site links to external resources including Inland Revenue (ird.govt.nz). We are not responsible for the content or availability of external sites.

Changes

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.

Contact

Questions about these terms? Email hello@clearhold.nz.

Governing law

These terms are governed by the laws of New Zealand.