Are you leaving money on the table?
Most NZ landlords miss thousands in legitimate deductions every year. Our free calculators help you understand the bright-line test, uncover hidden deductions, and plan your exit costs.
Deduction Finder
Your Tax Summary
Potential Savings
$700 – $4,400
Free NZ Rental Property Tax Tools
Three calculators built specifically for New Zealand landlords — no sign-up required.
Bright-Line Test Calculator
Check if your property sale will trigger income tax under the bright-line test.
Calculate now →
receipt_longRental Deduction Finder
Find the tax deductions you might be missing on your rental property.
Find deductions →
paymentsExit Tax Estimator
Calculate the real cost of selling: bright-line tax, depreciation recovery, and net proceeds.
Estimate costs →
Deduction Summary
Total Deductible
$7,420
Your Year-End, Simplified.
No more guessing what you can claim. Our tools walk you through every deduction, flag what you're missing, and calculate the numbers — so you arrive at your accountant prepared.
- check_circle Interactive deduction checklist
- check_circle Instant bright-line status check
- check_circle Full exit cost breakdown
Why most landlords overpay tax
New Zealand's rental property tax rules are among the most complex for individual investors. Here's why so many landlords pay more than they need to.
The rules are genuinely complicated
The bright-line test has changed multiple times — 2 years, 5 years, 10 years, back to 2 years. Mixed-use rules, interest deductibility phase-ins, and the new build exemption each carry their own edge cases. Most landlords simply don't have time to stay current.
Legitimate deductions go unclaimed
Insurance premiums, rates, property management fees, repairs, depreciation on chattels, accounting fees, travel to inspect the property — many landlords miss several of these every year. Each one adds up.
Depreciation clawback catches sellers off guard
If you've claimed depreciation on chattels and later sell the property above book value, IRD claws that back as income. Many landlords only find out at settlement — when it's too late to plan around it.
Bright-line changes mean old advice is stale
What a friend told you when they sold in 2019 probably doesn't apply today. The bright-line test was extended, then shortened — and new builds have always been treated differently. Don't assume your situation matches someone else's.
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